More About Credit Facilities

Margin Loans

JNFM’s Margin Loans allow our clients to borrow up to 90% of their fixed income investment at JNFM.  Margin loans are available to both individual and corporate clients.

Evergreen Loans

This revolving loan facility provides working capital for companies and cash flow support to select individuals. Funds are withdrawn as needed with monthly repayment of interest due on the outstanding balance.  The entire facility should be repaid a minimum of once annually.

Finance Leases

Finance leases are available to corporate clients for the acquisition of machinery, equipment or motor vehicles.  The financing period ranges from 3 – 7 years and is collateralized largely or entirely by the asset being financed.


AFI loans through the Development Bank of Jamaica (DBJ).  These include:

  • Renewable Energy Loans
  • Working Capital Support loans
  • Purchase of Machinery & Equipment
  • Purchase of Moveable Fixed Assets
Renewable Energy Loan

This loan is offered in conjunction with the Development Bank of Jamaica (DBJ) for the implementation of renewable energy solution for homes or businesses. Loans are available to purchase any of the below renewable energy solutions:

  • Water heaters
  • Photovoltaic panels (PVs)
  • Wind-turbines
  • Bio-digesters


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